Did you know that your zipcode in New Jersey (and your driving habits) may match up to one insurer saving you hundreds of dollars a year? There are 246 auto insurers, but we found only a few insurers that will give you an extremely high discount if you're currently insured -- and give a discount for zero DUIs.
That's what many of our readers have done so far. Here's exactly how you can drastically lower your rates as well...
Have you seen any of the recent car insurance commercials? Specifically, the ones that claim that if you switch to them, they’ll save you an astonishing $500.00 or more – every year.
Well, if they all claim to save you that much… are those savings really possible with every insurer? Absolutely not! Every insurer is different. They each give different savings depending on unique factors.
For example, any insurer may give you a discount on the following:
The fact is: auto insurers give different discounts depending on your situation.
Now, how do you know exactly which insurer will give you the best rate and discounts you need? There's one way to find them. It's by comparing as many insurers as possible.
That’s why our car insurance comparison has become so popular. You simply find a match in your area -- and compare that rate with your current policy. This way, you can pick the policy and rate that best fits you. In this case, those $500 or so savings may actually be possible. Enter your zipcode, if you've had a DUI in the last 3 years, and if you're currently insured, to try it.
Low mileage drivers are considered low risk to many insurers. If you drive less than 25 miles per day, you may qualify for reduced rates.
Many insurance companies see DUI drivers as extremely high risk. Some of these insurers have decided to reward good drivers that do not have a DUI with highly discounted rates.
*Source: InsureCenter on 05/03/12. Their same database of insurance companies
stated a savings possibility of up to $793 on car insurance.
*In certain situations, you may be directed to an insurance quote comparison form
instead of an individual insurer's website.